Credit score rebuild timeline estimator
Estimate how many months it may take to raise your credit score to a level most Canadian lenders want for a mortgage at the end of a rent-to-own term. It helps you choose a realistic term length.
Read this as a rough guide to how long your rent-to-own term should be. Progress is uneven, and the result is never below zero for scores already at target.
Turn your estimate into a matchAssumes an average gain of about 6 points a month with all payments on time and balances low. Real results vary, so a mortgage broker or credit counsellor can confirm your timeline.
Quote and contact requests you submit through our own forms may be passed to one or more partner providers who can carry out the work, and we may receive a fee for those referrals. Rankings and scores are not influenced by referral fees; they follow our independent, published scoring method.
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