Ontario Rent to Own Homes Directory
Menu

Mortgages By Thom

Updated 2026-10-30 · 3,954 reviewed · 238 listed · Scored from 51 Google reviews · How we rank ›

5.0(51) 87 composite score See reviews on Google ✓ Google-verified
Mortgage & Credit Rebuilding SupportBad Credit & Self-Employed Friendly
Mortgages By Thom
Location
Binbrook, Binbrook
Services
Mortgage & Credit Rebuilding Support, Bad Credit & Self-Employed Friendly
Reviews
51
Ranking
#3 in Mortgage & Credit Rebuilding Support
Best for
People wanting a mortgage broker who explains each step in plain language

Business data from Google Business Profile, checked 2026-10-30. Facts from the business's own website were fetched 2026-10-30.

What recent reviews say

Reviewers say Thom explains mortgage steps and options in plain terms, and many describe him as honest and unpushy. Several first-time buyers say he kept them calm and on track from start to close.

Some clients who did not go ahead still described the call as clear and useful. Others mention renewals, rolling a mortgage and HELOC together, and regular updates. The recent reviews are all positive, with no current complaints raised.

Praised for
  • explains options clearly
  • stays in touch through the process
  • patient with first-time buyers
  • honest advice without pressure
  • prompt responses
knowledgeablehonestfirst-time-buyerstransparent-termsresponsivesupportive-guidance
Best for: People wanting a mortgage broker who explains each step in plain language

Where this business shines

  • clear explanations of mortgage options
  • honest, unpushy conversations
  • stays in touch after the file
  • works with first-time buyers

Worth knowing

  • Thom is the named broker in reviews
  • Business states it is licensed with BRX Mortgage Inc. (FSRA Licence #13463)
  • Business states it holds Mortgage Agent Level 2 licence M24000742
  • Realtors have referred clients, per one review

What reviews say by service

Mortgage & Credit Rebuilding Support
Reviewers praise clear explanations, renewals, and staying in touch during approval.
Bad Credit & Self-Employed Friendly
No review mentions credit rebuilding or self-employed files; the website lists self-employed mortgages.

How it compares

  • Rated 5 against a 4.69 average across the 47 mortgage & credit rebuilding support businesses listed here.
  • Has more Google reviews than 56% of the businesses in this directory.

What earned this score?

Scoring Method
Star rating 88
Review volume 75
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
51
4
0
3
0
2
0
1
0

Common questions

Does Mortgages By Thom work with self-employed buyers?
The business states on its website that it offers self-employed and complex income mortgages. No reviews discuss this service.
Where is Mortgages By Thom located?
The listing shows the business in Binbrook, Ontario. The website says it also serves Hamilton and Southern Ontario.

Similar rent to own home providers nearby

Royal Canadian Realty, Brokerage
71 low data

Royal Canadian Realty, Brokerage

4.8(16)✓ Google-verified

Reviewers praise agents Kumar, Poonam and Saini for patience and clear explanations. One recent one-star review describes a long zero-down approval wait and a rejection. Review evidence is limited to 16 reviews.

Rent-to-Own New Builds & CondosRent-to-Own Home ProgramsLease Option & Lease-to-Own

Own this business? Get featured

Own or market a business here? Ask about featured placement and advertising on this directory. Your message goes straight to the directory team.

Last updated 2026-10-30