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CreditReboot Mortgages - Bad Credit Refinance & Home Equity Loan Toronto

Updated 2026-10-30 · 3,954 reviewed · 238 listed · Scored from 111 Google reviews · How we rank ›

5.0(111) 91 composite score See reviews on Google ✓ Google-verified
Mortgage & Credit Rebuilding SupportBad Credit & Self-Employed Friendly
CreditReboot Mortgages - Bad Credit Refinance & Home Equity Loan Toronto
Location
Old Toronto, Toronto
Services
Mortgage & Credit Rebuilding Support, Bad Credit & Self-Employed Friendly
Reviews
111
Ranking
#4 in Mortgage & Credit Rebuilding Support
Best for
people wanting a broker who explains options in plain terms

Business data from Google Business Profile, checked 2026-10-30. Facts from the business's own website were fetched 2026-10-30.

What recent reviews say

Recent reviewers describe a steady, clear process. Several say the broker answers questions fast and explains each option before they choose. Many mention feeling less stressed after working through a hard file with bad credit or self-employed income.

Older reviews add more texture. Reviewers name Parm as the main contact and praise his patience and honesty. Some mention help with home equity loans, cash-out refinances, debt consolidation, and quick closes when timing was tight.

Praised for
  • quick replies during and after financing
  • walks clients through each step
  • explains options clearly, including pros and cons
  • helpful with self-employed and bad credit files
  • honest, patient, and available to answer questions
knowledgeableresponsivehonesthelpful-with-bad-creditself-employedbad-creditsupportive-guidancesmooth-processtransparent-terms
Best for: people wanting a broker who explains options in plain terms

Where this business shines

  • quick replies during financing
  • clear explanations of each option
  • help with self-employed and bad credit files
  • named contact who reviewers say stays available

Worth knowing

  • Reviewers repeatedly name Parm as their main contact
  • Reviewers mention help with a HELOC, cash-out refinance, and second mortgage
  • Website claims BBB A+ accreditation and service in Ontario, Alberta, and Saskatchewan
  • Website says they have helped homeowners since 2015

What reviews say by service

Bad Credit & Self-Employed Friendly
Reviewers say they helped with bad credit files and self-employed income.
Mortgage & Credit Rebuilding Support
Reviewers mention debt consolidation and refinancing help with clear explanations.

How it compares

  • Rated 5 against a 4.69 average across the 47 mortgage & credit rebuilding support businesses listed here.
  • Has more Google reviews than 75% of the businesses in this directory.

What earned this score?

Scoring Method
Star rating 93
Review volume 89
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
110
4
1
3
0
2
0
1
0

Common questions

Do they work with self-employed borrowers?
Reviewers say the team helped them with self-employed income and with new jobs. The website lists bad credit refinancing as a service.
Do they list hours?
Google lists opening hours for seven days a week.

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Last updated 2026-10-30