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Rent-to-own monthly payment calculator

Estimate your monthly payment in a rent-to-own deal, including the rent premium that is credited toward your down payment. Use it to check the payment fits your budget before you apply.

Estimated monthly cost
C$ 2,970 - 4,020

This is market rent plus the credited premium plus utilities if you pay them. The premium portion is not lost because it builds toward your down payment.

Turn your estimate into a match

Assumes market rent of about 0.35% of home value per month and a fixed monthly premium. Utilities assumed at C$250 a month. A provider quote confirms the actual payment.

Turn your estimate into a match

Your calculator inputs and estimate go with the enquiry. You only add your area, timing and contact details.

Hear from several or just one?

By submitting, you agree that your enquiry is shared with businesses relevant to your request.

Quote and contact requests you submit through our own forms may be passed to one or more partner providers who can carry out the work, and we may receive a fee for those referrals. Rankings and scores are not influenced by referral fees; they follow our independent, published scoring method.

Compare rent-to-own providers in Toronto

Ranked by our published rubric from recent Google reviews, weighted by relevance to this service (the same order as the category page).

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  5. John Kim Real Estate
    5.0(150) 92
    Get a quote

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Last updated 2026-10-30