Ontario Rent to Own Homes Directory
Menu

Rent-to-own down payment builder

See how much down payment you could have by the end of your rent-to-own term, from the option fee, monthly rent credits and your own savings. Compare it with what the home will need.

Estimated down payment at end of term
C$ 57,000 - 63,000

Compare this with the minimum down payment in Canada: 5% of the first C$500,000 and 10% of the price between C$500,000 and C$1.5 million.

Turn your estimate into a match

Assumes rent credits are paid in full each month and savings grow about 3% over the term. Some sellers keep credits if you do not buy, so confirm terms in the agreement.

Turn your estimate into a match

Your calculator inputs and estimate go with the enquiry. You only add your area, timing and contact details.

Hear from several or just one?

By submitting, you agree that your enquiry is shared with businesses relevant to your request.

Quote and contact requests you submit through our own forms may be passed to one or more partner providers who can carry out the work, and we may receive a fee for those referrals. Rankings and scores are not influenced by referral fees; they follow our independent, published scoring method.

Find lease option and lease-to-own homes

Ranked by our published rubric from recent Google reviews, weighted by relevance to this service (the same order as the category page).

  1. Get a quote
  2. Get a quote
  3. HL Real Estate
    5.0(116) 91
    Get a quote
  4. Get a quote
  5. Get a quote

More tools

Last updated 2026-10-30